The current Chase Bank was created through a variety of historical mergers. Chase Banks most successful acquisitions was in the 1930’s when it acquired the Equitable Trust Company. John D Rockefeller, of the influential Rockefeller Family was one of the most influential stockholders in the trust company and his influence helped make the Chase bank the largest bank in the United States in 1955 when the Chase National Bank and the Bank of the Manhattan Company merged.
The Chase Credit Card is really a Visa card offered by the Chase Bank.
One of the features found on the Chase Credit Card home page is a section for their financial resources. Chase offers a variety of sources ranging from educational planning tool, mortgage tools, and advice and planning. The educational tool is information about all sorts of educational loans; loans for medical students, loans for private students, loans for parents of students, and information about the Stafford loans. The mortgage section offers a mortgage calendar and a home equity calculator. The mortgage calculator answers questions like; what type of home is in your budget, and wether you should take a short term or long term mortgage. The home equity calculator provides the answers to questions like; how long it will take to pay off a line of credit and if you should consider consolidating your loans. The advice planning section provides advice on topics such as; financial planning, retirement planning, and an educational resources library.
Chase Credit Card also has a page dedicated to financial tools which includes credit information, student credit and a innovative section called smartscents. Smartcents is a place customers can go to learn how banking works from budgeting to borrowing. Smartcents even has a section designed for kids.
The Chase Credit Card home page features the Visa Freedom card. The Freedom card features a three percent cash back bonus for every doller spent at grocery stores, fast food restaurants, and gas stations. It also features a one percent cash back bonus every time you spend a doller every where else. If you stock up two hundred dollars worth of rewards on your Freedom card Chase will send you a check for two hundred and fifty dollars.
The Chase Credit card website offers customers four ways to apply for a card. They can choose by category. The company will help them choose the best card. They can shop by comparing card features. I all else fails clients can simply browse through Chase’s list until a card catches their eye.
Once you have gotten your chase card you can take advantage of Chase’s paperless accounting by receiving your credit card statement online instead of through the postal service.
Two features somewhat unique to the Chase Credit Card are their fraud detector and payment protection plan.
The Chase Credit Card website is simple to use and full of clear concise instructions for navigation. It lacks the bells and whistles of some of other credit card sites but the simplicity is refreshing. The one feature that would benefit the site is information about their customer service department.