Car insurance for women can work out a lot cheaper and this can be especially so if you go with a specialist broker and allow them to make comparisons with some of the top UK insurance providers. By doing so it means that you will get a through search made on your behalf and be assured of getting the best deal possible.
While many insurance providers have now turned to offering cheaper insurance for lady drivers because they were claimed to have been better drivers than men, this was still hotly contested. However in October 2001 women drivers did indeed win the right to be called better motorists after the Advertising Standards Agency were called in after complaints regarding the advertising of women’s car insurance on TV. The ASA regulate advertising and investigated claims of women actually being the better driver. Following the investigation it was proved that women were overall better drivers than their male counterparts and the regulating body ruled that the claims were accurate and fair.
From here women’s specialist car insurance firms sprang up even more and went from strength to strength, although it has to be said that the reason women were deemed as being better drivers was based on the fact that women make far fewer claims, drive smaller more sedate cars and are seen as more careful drivers. Men on the other hand were proven in a study to take more risks than women drivers, drive faster and break the law more often.
It is essential when looking for cheap car insurance for women that you do get the cover you need, when it comes to taking out insurance there are three main types, fully comprehensive which is the dearest type of cover, third party fire and theft and third party only which is the cheapest type of cover. If you need information on which type of car insurance would be most suitable for your needs then again the specialist broker’s website will have all the information needed for you to be able to make the right choice. A good specialist broker’s website will offer articles, tips and advice on all aspects of car insurance including safety tips for women drivers along with additional insurance that could be beneficial to women drivers.
However whether women drivers do make the better drivers is still going to be considered for some time and the argument will continue, the fact is that women drivers can get the better deals when it comes to taking out car insurance for women.
Along with getting cheaper premiums for the cover there are many extras which can be used as an enticement to take out the cover, handbag and breakdown cover are two of the most common used. If you want the cheapest deals and premiums on lady drivers then do not look around for yourself but take the advice and experience that a specialist broker can offer and allow them to shop around on your behalf and deliver quotes to you.